Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Retirement Questions That Have Nothing to Do With Money Things to consider before retirement. Building Your Legacy A four-step framework for building a personal legacy. Financial Hacks for Millennials: Don’t Get Burnt With FIRE Financial Independence, Retire Early (FIRE), also known as radical savings, encourages aggressive saving to retire by age 40.